:root{--bg:#fff;--ink:#151922;--muted:#5d6573;--subtle:#8b93a0;--line:#dfe4ea;--line-strong:#cbd3dc;--panel:#fff;--panel-soft:#f7f9fb;--green:#2f7d3b;--green-dark:#236530;--green-soft:#e9f5ec;--blue:#316fc2;--blue-soft:#eef5ff;--orange:#d96f1a;--purple:#7660a7;--teal:#238896;--shadow:0 16px 45px #15192214;--radius:6px;--max:1440px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--bg);color:var(--ink);letter-spacing:0;margin:0;font-family:ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button{cursor:pointer}.site-header{z-index:20;border-bottom:1px solid var(--line);-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);background:#fffffff0;position:sticky;top:0}.header-inner{width:min(var(--max), calc(100vw - 48px));justify-content:space-between;align-items:center;gap:24px;min-height:70px;margin:0 auto;display:flex}.brand{align-items:center;gap:12px;font-size:1.34rem;font-weight:760;line-height:1;display:inline-flex}.brand-mark{width:38px;height:38px;color:var(--green)}.brand span span{color:var(--green)}.header-nav{color:#202631;align-items:center;gap:28px;font-size:.92rem;font-weight:620;display:flex}.header-nav a{color:#202631}.header-nav a:hover{color:var(--green)}.main-shell{width:min(var(--max), calc(100vw - 48px));margin:0 auto}.page-grid{grid-template-columns:minmax(320px,.78fr) minmax(520px,1.42fr);gap:22px;padding:20px 0 24px;display:grid}.panel{border:1px solid var(--line);border-radius:var(--radius);background:var(--panel);box-shadow:var(--shadow)}.input-panel{padding:22px 20px}.result-panel{padding:22px}.page-title{letter-spacing:0;margin:0 0 18px;font-size:clamp(1.35rem,1.8vw,1.75rem);line-height:1.12}.page-summary{color:var(--muted);margin:-8px 0 22px;font-size:.95rem;line-height:1.45}.field-grid{gap:16px;display:grid}.field-row{grid-template-columns:190px minmax(0,1fr);align-items:center;gap:14px;display:grid}.field-label{align-items:center;gap:6px;font-size:.95rem;font-weight:690;line-height:1.2;display:flex}.hint{border:1px solid var(--subtle);width:16px;height:16px;color:var(--subtle);border-radius:50%;justify-content:center;align-items:center;font-size:.7rem;font-weight:780;display:inline-flex}.field-control{position:relative}.field-control input,.field-control select{border:1px solid var(--line-strong);border-radius:var(--radius);width:100%;min-height:38px;color:var(--ink);background:#fff;outline:none;padding:0 12px;font-size:.94rem;font-weight:560}.field-control input:focus,.field-control select:focus{border-color:var(--green);box-shadow:0 0 0 3px var(--green-soft)}.field-unit{color:var(--muted);pointer-events:none;font-size:.82rem;font-weight:700;position:absolute;top:50%;right:12px;transform:translateY(-50%)}.field-control.has-unit input{padding-right:78px}.actions-row{grid-template-columns:1fr 128px;gap:12px;margin-top:28px;display:grid}.primary-button,.secondary-button,.text-button{border-radius:var(--radius);border:1px solid #0000;justify-content:center;align-items:center;gap:9px;min-height:44px;font-size:.94rem;font-weight:760;display:inline-flex}.primary-button{color:#fff;background:linear-gradient(#328044,#236832);box-shadow:0 12px 24px #2f7d3b3b}.secondary-button{border-color:var(--line-strong);color:#202631;background:#fff}.text-button{border-color:var(--line);color:#202631;background:#fff;min-height:36px;padding:0 12px}.button-icon{flex:none;width:18px;height:18px}.privacy-note{color:var(--muted);align-items:flex-start;gap:10px;margin:22px 0 0;font-size:.82rem;line-height:1.4;display:flex}.result-header{justify-content:space-between;align-items:flex-start;gap:16px;margin-bottom:14px;display:flex}.result-header h2{letter-spacing:0;margin:0;font-size:clamp(1.2rem,1.5vw,1.48rem);line-height:1.2}.range-grid{border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(#fff,#fbfcfd);grid-template-columns:repeat(3,1fr);display:grid;overflow:hidden}.range-cell{text-align:center;place-items:center;min-height:112px;padding:18px 12px;display:grid}.range-cell+.range-cell{border-left:1px solid var(--line-strong)}.range-label{color:var(--green);text-transform:uppercase;font-size:.86rem;font-weight:820;display:block}.range-amount{margin-top:8px;font-size:clamp(1.55rem,3vw,2.1rem);font-weight:800;line-height:1;display:block}.range-cell.typical .range-amount{color:#10151f;font-size:clamp(1.75rem,3.3vw,2.45rem)}.range-unit{color:var(--muted);margin-top:8px;font-size:.86rem;font-weight:610;display:block}.metrics-strip{grid-template-columns:repeat(3,1fr);gap:10px;margin:12px 0 18px;display:grid}.metric{border:1px solid var(--line);border-radius:var(--radius);background:var(--panel-soft);padding:10px 12px}.metric-label{color:var(--muted);text-transform:uppercase;font-size:.76rem;font-weight:740;display:block}.metric-value{margin-top:5px;font-size:1rem;font-weight:780;display:block}.breakdown{margin-top:18px}.breakdown-head,.breakdown-row{grid-template-columns:minmax(180px,1.1fr) minmax(180px,1.2fr) 72px 110px;align-items:center;gap:14px;display:grid}.breakdown-head{color:#151922;padding:0 0 8px;font-size:.82rem;font-weight:820}.breakdown-row{border-top:1px solid var(--line);padding:10px 0}.breakdown-name{align-items:center;gap:12px;font-weight:760;display:flex}.category-icon{border-radius:var(--radius);color:#fff;justify-content:center;align-items:center;width:38px;height:38px;display:inline-flex}.category-icon svg{width:21px;height:21px}.bar-track{background:#eceff2;border-radius:999px;height:10px;overflow:hidden}.bar-fill{border-radius:inherit;height:100%;display:block}.percent,.amount{text-align:right;font-size:.9rem;font-weight:680}.formula-box,.disclaimer-box{border-radius:var(--radius);border:1px solid var(--line);margin-top:16px;padding:14px 16px}.formula-box{background:#fff}.formula-box h3,.content-section h2,.content-section h3{letter-spacing:0;margin:0 0 8px}.formula-box h3{font-size:1rem}.formula-line{color:var(--green-dark);margin:0 0 8px;font-weight:780;line-height:1.35}.formula-detail,.not-included,.data-note{color:var(--muted);margin:0;font-size:.9rem;line-height:1.5}.disclaimer-box{background:var(--blue-soft);color:#183b70;border-color:#cfe0f8;gap:12px;font-size:.88rem;line-height:1.45;display:flex}.footer-actions{color:var(--muted);justify-content:flex-end;align-items:center;gap:16px;margin-top:12px;font-size:.84rem;display:flex}.related-section,.content-section,.hub-section{padding:2px 0 28px}.section-heading{margin:0 0 12px;font-size:1.14rem;line-height:1.2}.related-grid{grid-template-columns:repeat(6,1fr);gap:14px;display:grid}.related-card,.hub-card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;flex-direction:column;gap:10px;min-height:178px;padding:16px;display:flex}.related-card:hover,.hub-card:hover{border-color:var(--green);box-shadow:0 14px 32px #15192214}.calc-icon{width:44px;height:44px;color:var(--blue)}.related-card h3,.hub-card h2{margin:0;font-size:.95rem;line-height:1.25}.related-card p,.hub-card p{color:var(--muted);margin:0;font-size:.82rem;line-height:1.42}.card-link{color:#1666c1;margin-top:auto;font-size:.85rem;font-weight:750}.content-grid{grid-template-columns:1fr 1fr 1fr;gap:18px;margin:4px 0 24px;display:grid}.content-section{border-top:1px solid var(--line);padding-top:24px}.content-section h2{font-size:1.25rem}.content-section h3{font-size:1rem}.content-section ul{color:var(--muted);margin:10px 0 0;padding-left:18px;font-size:.92rem;line-height:1.55}.content-section ol{color:var(--muted);margin:10px 0 0;padding-left:20px;font-size:.92rem;line-height:1.55}.content-section li+li{margin-top:7px}.seo-content-section article,.seo-content-section div,.content-section article,.faq-item{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:18px}.example-card p{color:var(--muted);margin:12px 0 0;font-size:.92rem;line-height:1.55}.faq-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}.faq-item{min-height:150px}.faq-item h3{margin:0 0 8px;font-size:1rem;line-height:1.3}.faq-item p{color:var(--muted);margin:0;font-size:.92rem;line-height:1.55}.hub-hero{grid-template-columns:minmax(0,1.05fr) minmax(360px,.8fr);align-items:end;gap:32px;padding:36px 0 24px;display:grid}.hub-hero h1{letter-spacing:0;max-width:780px;margin:0;font-size:clamp(2rem,4.8vw,4.25rem);line-height:.98}.hub-hero p{max-width:760px;color:var(--muted);font-size:1.05rem;line-height:1.55}.hub-note{border:1px solid var(--line);border-radius:var(--radius);background:var(--panel-soft);color:var(--muted);padding:18px;line-height:1.55}.hub-grid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.site-footer{border-top:1px solid var(--line);margin-top:8px}.footer-inner{width:min(var(--max), calc(100vw - 48px));min-height:64px;color:var(--muted);justify-content:space-between;align-items:center;gap:18px;margin:0 auto;font-size:.84rem;display:flex}.footer-links{flex-wrap:wrap;gap:18px;display:flex}.trust-shell{padding:34px 0 42px}.trust-hero{grid-template-columns:minmax(0,1.08fr) minmax(320px,.62fr);align-items:end;gap:28px;padding-bottom:22px;display:grid}.trust-hero h1{letter-spacing:0;max-width:860px;margin:0;font-size:clamp(2rem,4.2vw,3.8rem);line-height:1}.trust-hero p{max-width:760px;color:var(--muted);margin:16px 0 0;font-size:1.05rem;line-height:1.55}.trust-summary,.trust-footer-note{border:1px solid var(--line);border-radius:var(--radius);background:var(--panel-soft);padding:18px}.trust-summary-label{color:var(--green);text-transform:uppercase;font-size:.78rem;font-weight:820;display:block}.trust-summary strong{margin-top:8px;font-size:1.04rem;line-height:1.35;display:block}.trust-summary p{color:var(--muted);margin:10px 0 0;font-size:.9rem;line-height:1.5}.trust-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}.trust-card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;min-height:230px;padding:20px}.trust-card h2{margin:0 0 10px;font-size:1.18rem;line-height:1.25}.trust-card p,.trust-card li,.trust-closing,.trust-links p,.trust-footer-note span{color:var(--muted);font-size:.94rem;line-height:1.55}.trust-card p{margin:0 0 10px}.trust-card ul{margin:12px 0 0;padding-left:18px}.trust-card li+li{margin-top:7px}.trust-closing{border-left:4px solid var(--green);margin:20px 0 0;padding:8px 0 8px 14px;font-weight:650}.trust-links{border-top:1px solid var(--line);grid-template-columns:minmax(0,.82fr) minmax(320px,1fr);align-items:start;gap:24px;margin-top:28px;padding-top:24px;display:grid}.trust-links h2{margin:0 0 8px;font-size:1.22rem}.trust-links p{margin:0}.trust-link-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;display:grid}.trust-link-list a{border:1px solid var(--line);border-radius:var(--radius);color:#1666c1;padding:12px 14px;font-size:.9rem;font-weight:760}.trust-link-list a:hover{border-color:var(--green);color:var(--green-dark)}.trust-footer-note{flex-wrap:wrap;align-items:center;gap:8px 14px;margin-top:24px;display:flex}.trust-footer-note strong{color:var(--green-dark)}@media (max-width:1180px){.page-grid{grid-template-columns:1fr}.related-grid{grid-template-columns:repeat(3,1fr)}}@media (max-width:860px){.header-inner,.main-shell,.footer-inner{width:min(100vw - 28px, var(--max))}.header-inner{min-height:62px}.header-nav{display:none}.brand{font-size:1.1rem}.page-grid{padding-top:14px}.input-panel,.result-panel{padding:16px}.field-row{grid-template-columns:1fr;gap:7px}.actions-row,.metrics-strip,.range-grid,.content-grid,.faq-grid,.hub-hero,.hub-grid,.trust-hero,.trust-grid,.trust-links,.trust-link-list{grid-template-columns:1fr}.range-cell+.range-cell{border-left:0;border-top:1px solid var(--line)}.breakdown-head{display:none}.breakdown-row{grid-template-columns:1fr;gap:8px}.percent,.amount{text-align:left}.related-grid{grid-template-columns:1fr}.footer-actions,.footer-inner{flex-direction:column;align-items:flex-start}.hub-hero h1{font-size:2.2rem}.trust-shell{padding-top:24px}.trust-hero h1{font-size:2.15rem}}@media print{.site-header,.input-panel,.related-section,.content-section,.site-footer,.footer-actions .text-button{display:none}.main-shell{width:100%}.page-grid{display:block}.panel{box-shadow:none}}